Finance company is defined as any company licensed under the Finance Companies Act, Chapter 89 to carry out financing business or Islamic financing business in Brunei Darussalam. Finance Companies may refer to Hire Purchase Order, 2006 for the conduct of their business.

Currently, there are two licensed finance companies, one of which is conventional and one is Islamic. The two finance companies are wholly owned subsidiaries of the licensed banks in Brunei Darussalam.